Duties and Responsibilities

• Conduct detailed risk analysis and evaluation of client exposures to determine appropriate insurance coverage and underwriting decisions.
• Review and underwrite insurance policies in line with underwriting guidelines, risk appetite, and regulatory standards.
• Facilitate policy placement by negotiating with insurance companies to secure appropriate coverage terms, conditions, and competitive premiums.
• Provide professional risk advisory services to clients by identifying potential risks and recommending suitable insurance solutions and risk mitigation strategies.
• Review insurance proposals and ensure accurate preparation and issuance of insurance policies in accordance with company procedures.
• Monitor and manage the renewal of insurance policies, ensuring timely renewal processing and advising clients on coverage adjustments when necessary.
• Maintain strong relationships with insurance companies to support efficient underwriting processes and favorable policy placement.
• Supervise and guide underwriting staff and provide technical support on underwriting decisions and risk evaluation.
• Ensure underwriting documentation, policy records, and reports are properly maintained and comply with company and regulatory requirements.
• Analyze underwriting portfolio performance and recommend improvements to risk selection and pricing strategies.
• Support claims review discussions when underwriting expertise is required for complex cases.
• Prepare underwriting and risk assessment reports and provide recommendations to management.

Education BA Degree in any field from a recognized university.

Experience Minimum 5 years of experience as an Underwriting Officer in the insurance sector. At least 2 years of experience as a Senior Underwriting Officer or in a supervisory underwriting role.