5 Jul 2019

Junior Teller for Effeson Branch Office at VisionFund Micro-Finance Institution S.C.

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Job Description

Major Responsibilities

Marketing of saving products & Teller supervision

  • Undertakes and facilitate marketing of saving products  & consumer loans
  • Supervises and reviews the work of the teller(s) and reports to the branch manager any discrepancy within the day;
  • Ensures that there is sufficient personnel available to attend to expected number of clients;

    Teller function

  • Undertake preparation and review of CRV as per the collection schedule,
  • Performs cash operations (withdrawals and deposits), disbursements, payments
  • Performs regular check of the actual cash balance on hand and reconciles it with the balance according to the cash module of the MIS system and immediately reports discrepancies to the BM;
  • Maintains minimum/ maximum cash in accordance with the MFI policy & prevailing management guidelines;
  • Ensures that fake bank notes are neither received nor disbursed to the clients;

    Manage loan process

  1. Receives consumer loan applications and perform credit investigation on loan applicants and his/her surety/ guarantor, if any;
  2. If necessary, conducts inspection and/or appraisal of any property being offered as collateral;
  3. Prepares and presents credit applications to the branch credit committee for approval;
  4. Prepares schedules and disburses loans and collects repayments from consumer clients

     

  5. Assesses client history & performance to recommend for repeat loan

    Manages portfolio quality

  • Closely monitors loan payments and ensures zero tolerance against past due;
  • Conduct close follow up on consumer loans in arrears and complete log sheet for consumer loans past due and appropriately document there of

Job Requirements

Qualification and Technical Skill Required

  • A minimum of Diploma in accounting/management/banking/marketing/cooperative accounting or related social science fields
  1.  Practical credit, cash custody or related work experience is advantegious
  2. Determined personality with initiative, perseverance and the ability to motivate and manage a team
  3. Capability and willingness to take responsibility and highly developed sense of rectitude
  4. Ready to comply and live up to and in accordance with the organization Ideals and Core Values
  • Good knowledge in economic and financial topics
  1. Good analytical and problem solving skills
  2. Computer literacy is desirable

     

    Terms of Employment:      Permanent


How to Apply

Closing Date:                        July 9, 2019

How to Apply

Candidates who fulfil the above requirements can submit the application letter, updated curriculum vitae with names and addresses of up to 3 references and non-returnable copies of credentials in person to: Effeson, D/Birhan & Sheno or VisionFund MFI North Area office Located at Combolch in World Vision compaund or send to VisionFund Micro Finance Institution (s.c), P.O.BOX 31478, Addis Ababa, or

Women applicants are highly encouraged to apply If you need more information, you can contact HRM Administration department via telephone number: 0116478356





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